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Your Credit Rights
Establish Your
Organization
Finance Your
Business
Tax and
Licenses
Grow and
Maintain

Business Owner Rights
As a business owner, you have several rights under the ECOA. You may:
  • Obtain credit without a cosigner, if you meet the lender's standards.
  • Have a cosigner other than your husband or wife, if one is necessary.
  • Know whether your application was accepted or rejected within 30 days of filing a complete application.
  • Learn why your application was rejected. The lender must give you a notice that tells you either the specific reasons for your rejection or your right to learn the reasons if you ask within 60 days.
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