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Your Credit Rights
Establish Your
Organization
Finance Your
Business
Tax and
Licenses
Grow and
Maintain

What Lenders May Ask
Under the ECOA, lenders have guidelines regarding questions that they may and may not ask.

May Ask May Not Ask
About residency or immigration status About sex, race, national origin, or religion
If you are married, unmarried, or separated If you are divorced or widowed
Information about your spouse if you live in a community property state or if you are using property in such states as collateral

Community states: Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin
Information about your spouse if you do not live in a community property state, unless he or she is applying with you
If you have to pay alimony, child support, or separate maintenance payments If you receive alimony, child support, or separate maintenance payments, unless you are using this income to establish creditworthiness

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